上海严防住房按揭过度竞争 房贷开始收紧
2009
10/11
10:13
3043
严格执行房贷利率及“二套房贷”监管要求
《通知》要求，各行要认真贯彻执行住房按揭贷款首付比例及利率等方面规定，特别要严格执行“二套房贷”相关监管要求，避免住房按揭贷款业务的过度竞争。
对于上海不少银行在房贷业务中，给以房产中介“回扣”、“好处费”等竞争手段，上海银监局要求，“对于支付房产中介营销费用的问题，各行要通过上海市银行同业公会进行协调，推进形成相关同业公约或规定。”
不得将存贷款考核指标与奖励简单挂钩
《通知》对完善在沪银行业机构展业和竞争行为提出了监管要求。
《通知》要求，各行要严格
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