二套房贷的认定标准传递了什么信息
2010
06/09
09:22
3027
该通知的核心内容是“商业性个人住房贷款中居民家庭住房套数，应依据拟购房家庭(包括借款人、配偶及未成年子女，下同)成员名下实际拥有的成套住房数量进行认定”，也就是说，即使你从来没有申请过住房按揭贷款，但只要你家已经有了住房，则申请银行按揭贷款时一律按照二套房贷执行。
这样的标准只有在北京的房地产调控细则里有，正因为如此，北京的房地产调控细则被称之为“最严厉的房地产调控”。全国其他城市的房地产调控细则里有关二套房贷的认定标准基本上按照以前的标准执行，即“已利用银行贷款购买住房的家庭，再次向商业银行
来源：
随州门户网
发布人：
随州正成地产
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