你是不是二套房？还是可能“被二套房”
2010
06/07
10:13
3076
1.贷款买过一套房，通过房屋登记系统能查询到房产，再贷款买房，算二套。
2.贷款买过一套房，后来卖掉，通过房屋登记系统查询不到房产，但在银行征信系统里能查到贷款记录，再贷款买房，算二套。
3.全款买过一套房，后来卖掉了，房屋登记系统查不到房产，再贷款买房，不算二套。
4.全款买过一套房，通过房屋登记系统能查询到房产，贷款买房，算二套。
5.当地暂不具备房屋登记系统的查询条件的，银行尽职调查核实购房人已有一套住房的，再买房算二套。
来源：
随州门户网
发布人：
如果520
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