湖北省规定开发商土地闲置一年银行不得放贷
2010
05/16
13:10
3081
具体为：土地闲置超两年和有炒地行为的，对已发放贷款应当调减并采取保全；房地产开发贷款的抵押品一定要用在建工程而不能用土地；严格把握房地产开发贷款成数，一律不允许超过在建工程的五成。
此外，还要对开发商实行现金流封闭管理，出售楼盘后的资金首先要用于归还贷款，保证信贷资金安全；对不能按时归还贷款的，一律进行重组和展期。
银行业人士透露，一旦进入“重组和展期”，意味着开发商在银行的信用等级恶化，今后有可能会被银行从支持类客户中踢出，难以再获得贷款。
有关部门表示，房产新政后，武汉楼市已出现
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